Payment Options
My goal is to make therapy as accessible and inclusive as possible. I am in-network with several insurance and EAP companies. I also offer a sliding scale fee schedule on a limited basis. I am willing to provide a superbill as an out-of-network provider for those who have out-of-network benefits.
Health Insurance
I am currently in network with the following insurance companies:
Medica-Minnesota Preferred
Medica-Medicaid
Medica-MNCare
United Behavioral Health/Optum
Cigna
Medical Assistance
Minnesota Care
Optum EAP
AllOneHealth EAP
Curalinc EAP
HealthAdvocate EAP
NuVantage EAP
Please check back — I am in the process of credentialing with other major insurance plans, I will update here when I am approved.
Private Pay
Private pay therapy involves paying directly for each session at the time of your appointment. Payment is made via the client portal, and a statement will be provided for your records. Full session fees are discussed upfront so you know exactly what to expect. If you have out-of-network insurance benefits, you may be able to submit your receipt for partial reimbursement. Sessions are scheduled directly with the therapist, and a cancellation policy applies to ensure fairness and timely openings for other clients.
Superbill
If your insurance includes out-of-network benefits, you may be reimbursed for some therapy costs. You’ll pay for each session upfront—using private pay or your HSA/FSA—and I’ll provide a superbill after each session. This document has all the details your insurance needs to process your claim. Be sure to check with your insurance provider before starting therapy to confirm your out-of-network coverage and reimbursement process. Then, you can submit the superbill to your insurer for reimbursement.
Sliding Scale
If cost is a concern, I offer a limited number of sliding scale spots based on financial need. Please reach out to discuss availability.
The Benefits of Private Pay Therapy
Choosing private pay therapy offers a range of advantages that can make your mental health journey smoother, more personalized, and more flexible. At Kindred Counseling, I strive to provide a supportive environment where your care is tailored to your unique needs.
1. Greater Flexibility and Availability
Private pay clients often experience shorter wait times and more flexible scheduling options. Without the constraints of insurance networks, you can find appointment times that truly fit your life, making it easier to maintain consistency in therapy—a key factor in achieving lasting results.
2. Personalized Care
Private pay allows for a highly individualized approach. Your sessions are designed around your goals and challenges rather than being limited by insurance requirements. This can mean deeper exploration of issues, more time for discussion, and therapy methods that are truly aligned with your needs.
3. Privacy and Confidentiality
Using insurance sometimes requires submitting detailed records about your sessions. Private pay therapy keeps your sessions confidential, with no need to disclose personal details to an insurance company. This can provide peace of mind and a stronger sense of safety in sharing your experiences.
4. Fewer Restrictions on Services
Insurance plans often limit the number of sessions, types of therapy, or specific techniques that are covered. Private pay removes these restrictions, allowing for the full range of therapeutic approaches—whether that’s longer sessions, specialized interventions, or integrated strategies to support your mental health.
5. Simplified Process
Private pay eliminates the need for insurance claims, pre-authorizations, or coverage disputes. You know exactly what your session costs and can focus fully on your progress, rather than paperwork or limitations.
6. Investment in Yourself
Paying privately can feel like a personal investment in your well-being. It emphasizes the importance of prioritizing your mental health and can reinforce commitment to the process, increasing the likelihood of meaningful growth and positive outcomes.
At Kindred Counseling, I am committed to making therapy accessible and effective, whether you are using insurance or choosing the benefits of private pay. By investing in yourself through private pay, you gain flexibility, privacy, and the opportunity for truly personalized care that meets your needs.
